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Inside the Auto Insurance Industry: Profits, Premiums and that “Flo” Lady

A recent Consumer Reports Special Report on automobile insurance policies found that premium prices are related less to consumers’ driving habits and more to their credit reports. It also found a [...]

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Limits of Reason: Discovery and Evidence in Covenant Judgment Reasonableness Hearings (Part Two)

Despite precedent refusing to reopen discovery for intervening insurance companies prior to a trial court’s determination of a settlement’s reasonableness, insurers have become more and more [...]

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You Can’t Spell “Lien” Without “Lie”: Unenforceability of Medical Services Liens Against Patients

The typical demand letter received from a third party liability (TPL) vendor regarding notice of a medical services lien under chapter 60.44 RCW usually includes language to this effect:  “you [...]

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The Shoes Don’t Fit: Inapplicability of Medical Services Liens to UIM Benefits

We all know the drill by now:  some “third party liability” (TPL) vendor like Hunter Donaldson or Avectus gets wind that our clients have received some insurance payments and starts demanding [...]